TRANSPARENCY FIRST

How It Works

You should know where your money is going, how it works, and what the documents actually do. Here’s the simple process from deal review to monthly payments.

  1. 01

    Opportunity

    We share the deal summary: property, terms, security position, and expectations.

  2. 02

    Review

    You ask questions, confirm fit, and understand the exit/repayment plan.

  3. 03

    Closing

    Escrow/title prepares documents and coordinates signing and recording.

  4. 04

    Funding

    Funds are wired to escrow/title (not directly to the operator).

  5. 05

    Payments

    Monthly payments begin per the amortization schedule and final docs.

Example Deal Breakdown

Illustrative only. Final terms depend on the signed closing documents.

The Property (Example)

  • Market: Affordable housing in a secondary metro area
  • Purchase price: $30,000
  • Condition: Distressed but structurally sound

The Loan (Example)

  • Amount: $30,000
  • Term: 5 years
  • Rate: 12% annually
  • Estimated payment: ≈ $667/month

Illustrative only. Final payment schedule depends on the signed closing docs.

Your Security

  • Secured by the property (recorded lien)
  • Promissory note defines terms and repayment
  • Title/closing supports documentation and priority

What this means for you

You’re lending against a tangible asset with documents designed for clarity. The goal is consistent monthly payments and enforceable security terms.

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Protections & Risk Notes

High-level overview — details vary by state, deal structure, and final documentation.

Recorded Security

Many structures record a deed of trust/mortgage so the obligation is secured against real property.

Title & Closing

Escrow/title processes reduce surprises and ensure documents are executed and recorded properly.

Default Scenarios

Remedies are defined by the documents and state law. Operators often plan for remarketing/resale.