Frequently Asked Questions

You’ll review a specific deal, including property details, terms, and documents. You receive a loan agreement, promissory note, and deed of trust/mortgage (varies by state). From there, escrow/title closes and you begin receiving monthly payments per the note.

Many lenders prefer that the obligation is tied to a tangible asset (real estate) rather than purely market pricing. The intent is to reduce volatility and create predictable payments, but no investment is risk-free.

A common structure is five years with monthly payments, though terms can vary by opportunity and closing docs.

In many structures, cash flow is designed to come from the underlying buyer/exit strategy, while the signed documents define repayment obligations and remedies. Ask to review the exact plan and documents for each deal.

Typically through a promissory note plus a recorded deed of trust/mortgage securing the obligation against real property. If a default occurs, remedies are defined in the documents and governed by state law.

Often distressed-but-sound homes in affordable housing markets where demand for owner-financed purchase terms is strong. The exact buy box depends on the operator’s strategy.

Default handling depends on the signed docs and the state. Many operators plan to remarket/resell the property. Your recorded lien and the legal remedies defined in your documents determine enforcement.

Often yes—many lenders roll proceeds into additional opportunities. Confirm timelines, liquidity, and available deal flow during your call.