CLEAR ANSWERS
Frequently Asked Questions
Direct answers to the questions lenders ask most.
You’ll review a specific deal, including property details, terms, and documents. You receive a loan agreement,
promissory note, and deed of trust/mortgage (varies by state). From there, escrow/title closes and you begin
receiving monthly payments per the note.
A common structure is five years with monthly payments, though terms can vary by opportunity and closing docs.
Typically through a promissory note plus a recorded deed of trust/mortgage securing the obligation against real
property. If a default occurs, remedies are defined in the documents and governed by state law.
Default handling depends on the signed docs and the state. Many operators plan to remarket/resell the property.
Your recorded lien and the legal remedies defined in your documents determine enforcement.
Often yes—many lenders roll proceeds into additional opportunities. Confirm timelines, liquidity, and available
deal flow during your call.